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There are lots of reasons the public calls on Appraisal Solutions Group
To a lot of people, an appraisal is simply one more thing on the break-sheet for a mortgage or refinance.
And even though there are a growing number of automated home valuation systems that might seem more prudent than an appraisal, practically all lenders still call in a local expert because the stakes are very high.
But is securing a mortgage the only basis for getting an appraisal? Are there other times when the services of a certified, independent real estate professional might come in handy? You bet there are.
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If you're planning on any transaction where the value of your home is a factor, contact Appraisal Solutions Group. Just click here.
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Let Appraisal Solutions Group help you appeal your tax assessment in Lake County
If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes.
When building your case, an appraisal from Appraisal Solutions Group is your best evidence.
At Appraisal Solutions Group,we can assist you in challenging your tax assessment.
PMI removal to lower your mortgage payment
Private Mortgage Insurance, or PMI, is a supplemental insurance plan that most lenders ask home buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the home.
This additional payment is often lumped into the monthly mortgage payment and is promptly forgotten.
This is unfavorable because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% level.
In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.
Appraisal Solutions Group can provide you with a statement regarding the value of your home, and the cost of the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI.
An appraisal from Appraisal Solutions Group will help you settle a divorce with less stress
A divorce can be a particularly daunting ordeal for both parties, and it is often more complicated by the burdensome decision of who keeps the property.
Regardless of the situation, it's prudent to get an appraisal from Appraisal Solutions Group so both parties are completely aware of the true market value of their house.
The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mind
The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved.
We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike many wealthy individuals.
And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Appraisal Solutions Group can help you with relocating to or from Lake County
Moving due to a job change can be a more than just an inconvenience. We know where you're coming from.
That being said, we take great care in setting up a convenient appointment time for the appraisal inspection.
We encourage relocating employees to provide input on the positive attributes of their property, along with information about any current sales or listings in their neighborhood that they want considered during our thorough process.
Sell your home quickly at the right price with an appraisal from Appraisal Solutions Group
Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price.
Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for.
Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.
We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis.
And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
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